Regular Season - 27 · 26 September 2026, 23:30 UTC

Charlotte vs Chicago Fire Major League Soccer prediction

Bank of America Stadium, Charlotte

Our model says: Charlotte 2–1 Chicago Fire

The model makes it 39% Charlotte, 29% draw, 32% Chicago Fire — fair odds of 2.56, 3.45 and 3.13. Fair odds are simply 100 ÷ the probability; they are the model's own number, not a bookmaker's price.

Most likely scoreline: 2-1.

Expected goals: Charlotte 1.55, Chicago Fire 1.28.

Both teams to score: 57%. Over 2.5 goals: 54%, under 2.5: 46%.

Model confidence: Low.

Published · updated

Live win probability

From kick-off
Charlotte39%2.56
Draw29%3.45
Chicago Fire32%3.13

These update every few seconds once the match kicks off, as the model re-reads the score, the clock and any red cards. The second figure is fair odds — 100 ÷ probability, the price with no margin in it.

Model insights: Charlotte vs Chicago Fire

57%
Both teams to score
54%
Over 2.5 goals
46%
Under 2.5 goals
Most likely scorelines1-1 12%2-1 9%1-0 9%

Every scoreline the model considered

012345
06752
1912731
27962
34531
4121
5
Charlotte goals ↓ Chicago Fire goals →

Each cell is one exact result, shaded against the likeliest one; figures below 1% are left blank rather than rounded to zero. Blue cells are Charlotte wins, grey are draws, red are Chicago Fire wins — the three shaded areas ARE the 1/X/2 split above, which is the sum of the cells in each. The most likely scoreline is simply the darkest cell inside whichever area the model favours.

Has the model earned this number?

It puts Charlotte at 39% here. Across 2437 settled matches, 1728 forecasts have landed in the 30–40% band; those outcomes actually happened 33.4% of the time, against an average forecast of 33.7%. In this range the two line up, so the figure above can be read literally.

Every settled prediction on this site is scored against an uninformed baseline, band by band, and published whether or not it flatters the model — see the full record.

Form going into Charlotte vs Chicago Fire

Charlotte

  • D3-3away to FC Cincinnati12 September 2026
  • W2-1away to CF Montreal9 September 2026
  • D0-0Houston Dynamo5 September 2026
  • W2-0away to Atlanta United FC29 August 2026
  • W3-1DC United22 August 2026

Chicago Fire

  • L1-2New England Revolution13 September 2026
  • D1-1Inter Miami10 September 2026
  • D4-4away to Toronto FC5 September 2026
  • D2-2away to Seattle Sounders29 August 2026
  • D1-1away to New York Red Bulls22 August 2026

Up to 5 matches before kick-off, most recent first. The model works from each side's rolling expected-goals ratings rather than from these results directly, so read them as context — how the ratings are built.

Head-to-head: Charlotte vs Chicago Fire

  • 2 August 2026Chicago Fire 2–1 CharlotteMajor League Soccer

Previous meetings on this site's own match record, which begins in July 2026 — any earlier meeting between these clubs is not listed here.

Leading scorers: Charlotte and Chicago Fire

Charlotte

  • Pep Biel11 goals6 assists

Chicago Fire

  • H. Cuypers13 goals

Top 3 by league goals this season. Player availability is not part of the model — injuries and suspensions are a planned improvement.

Two sides the ratings cannot separate

Charlotte carry a model rating of 6.5 against 6.55 for Chicago Fire. The scale is anchored so that an average side in one of Europe's big five leagues sits at 6.85, and it is adjusted for the strength of each team's league, so the two numbers are comparable even across borders.

A gap that small is inside the noise of the rating itself — treat the two as level.

What the model expects

Under the hood the model expects 1.55 goals for Charlotte and 1.28 for Chicago Fire. Those two numbers, not the scoreline, are what the model actually estimates; everything else is derived from them.

Charlotte rate 0.69 in attack and 1.40 in defence, where 1 is league average and a lower defensive number is better; Chicago Fire rate 0.76 and 1.38.

How this was produced

Publicly tracked record so far: 1151 correct results out of 2437 settled predictions (47%), with 230 exact scorelines (9%). That log is updated automatically after every match and is never edited.

Full method: how the model works.

From the first whistle this page keeps going: the win probabilities at the top are recalculated as the match plays out, reading the score, the clock and any sendings-off. The same model, asked how many goals are left rather than how many there will be.

Statistical estimate, not betting advice This prediction is generated from a statistical model for entertainment and informational purposes only. It does not guarantee any outcome and should not be used as the basis for placing a bet.

Team comparison

Bars show each side's share of the two-team total, based on the model's attack/defence ratings and expected goals for this fixture.

Why the model favours this side

The model gives Charlotte the highest probability at 39%, based on each side's rolling attack and defence ratings estimated from recent match data. The model projects 1.55 expected goals for Charlotte against 1.28 for Chicago Fire. Charlotte's attack/defence rating is 0.69/1.4 versus the league average (1.00 = average), compared with 0.76/1.38 for Chicago Fire.